| Checking | Savings and CD's | ATM / Debit Cards | Loans |
| Emerald Savings | |
| - Opening deposit requirement of $5,000. | |
| - No fee when you maintain a minimum balance of $5,000. | |
| - If your
daily balance drops below $5,000 during the quarter, you pay a quarterly fee of $12.50. |
|
| - Make three
withdrawals per quarter at no charge. There is a $5 per withdrawal charge after the third withdrawal each quarter. |
|
| - Interest
is tiered to pay you more money when you keep balances of $25,000 or more. Interest is paid on collected balance and is compounded and credited quarterly. |
| * All savings and investment accounts use the Daily Balance Computation Method. Savings accounts, Certificates of Deposits, and IRAs are compounded quarterly. Rates are subject to change. Penalties for early withdrawal on Certificates and IRA's. | |
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