Regular Savings Account

- Opening deposit requirement of just $100.

- No fee when you maintain a minimum balance of $100.

- If your daily balance drops below $100 during the quarter, you pay a low quarterly fee of $3.

- Make up to 6 withdrawals each quarter at no charge. There is a $3 charge for each withdrawal over 6 per quarter.

- Interest is paid on collected balance and is compounded and credited quarterly.

Minors (under the age of 18) may open the account with only $25 and minimum balance requirements are waived. Normal withdrawal charges will apply.

 

 

Emerald Savings

- Opening deposit requirement of $5,000.

- No fee when you maintain a minimum balance of $5,000.

- If your daily balance drops below $5,000 during the quarter, you pay a

quarterly fee of $12.50.

- Make three withdrawals per quarter at no charge. There is a $5 per

withdrawal charge after the third withdrawal each quarter.

- Interest is tiered to pay you more money when you keep balances of

$25,000 or more. Interest is paid on collected balance and is compounded

and credited quarterly.

 

 

Money Market Account

- Opening deposit requirements of just $1,200.

- No monthly fee when you maintain a minimum balance of $1,200.

- If your balance drops below $1,200, your monthly fee is $12.

- Earn interest on your entire balance...plus, interest is tiered at

$10,000 and $50,000.

Check imaging included with monthly statement at no charge.

 

You can make unlimited in-person transactions on your account. Transfers from a Money Market account to another or to third parties by pre-authorized, automatic, telephone transfer, check, draft, or similar order are limited to six per statement cycle. There is a $10 charge for each withdrawal over six per statement cycle.

 

 

Certificates of Deposit

- Our Certificates of Deposit are very flexible, giving you control over how your funds work for you. Your deposit will earn a market rate of interest, determined by prevailing interest rates, plus you select the maturity term you want, from 30 days to five years.

- Our CDs require a minimum opening deposit of only $500. Ask a Petit Jean

State Bank Account Representative for current rates.

- Early withdrawal penalties for CDs and IRAs: 12 months and under 3 months at current interest rate. 12 months and over 6 months at current interest rate.

 

 

Individual Retirement Accounts

- An Individual Retirement Account (IRA) can help you live comfortably when

you retire. By making regular contributions to an IRA, you can build a nest egg

for the future, while receiving tax advantages today.

For details about our IRAs, contact a Petit Jean State Bank Account Representative today.

 

NOTE: All savings and investment accounts use the Daily Balance Computation Method. Savings accounts, Certificates of Deposit, and IRAs are compounded quarterly. Rates are subject to change. Penalties for early withdrawal on Certificates and IRAs.

  

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